Effective Date: January 01, 2026
Last Updated: January 01, 2026
These Terms of Service (“Terms”) govern your access to and use of the website and services provided by dkci LLC, doing business as kosch cares webinar (“Company,” “we,” “us,” or “our”). These Terms apply to users located within the United States.
By accessing or using our Website or services, you agree to be bound by these Terms. If you do not agree, please do not use our Website or services.
1. Business Identity
dkci LLC operates and conducts business under the name kosch cares webinar. All references to “Company,” “we,” “us,” or “our” refer to dkci LLC and its DBA, kosch cares webinar.
We are a privately owned insurance services provider and are not affiliated with, endorsed by, or acting on behalf of any government agency.
2. Services Provided
We provide insurance consultation and related services, including:
Insurance education through webinars
Coverage reviews and policy comparisons
Enrollment assistance
Renewal guidance
Customer support related to insurance services
All insurance products and services are subject to eligibility requirements, underwriting approval, and carrier guidelines. Coverage, availability, and rates are not guaranteed and vary based on individual circumstances.
Nothing on this Website constitutes a guarantee of coverage or approval.
3. User Eligibility
You must be at least 18 years old to use this Website or request services. By using this Website, you confirm that you meet this requirement.
4. SMS / TEXT MESSAGE TERMS (A2P 10DLC COMPLIANT)
4.1 Program Description
If you opt in to receive SMS communications from dkci LLC DBA kosch cares webinar, you may receive:
Webinar registration confirmations
Appointment confirmations and reminders
Consultation follow-ups
Customer support responses
Policy or enrollment updates
Renewal reminders
Educational messages
Promotional or marketing messages (only with explicit consent)
Message frequency varies depending on your interaction with our services.
4.2 Consent to Receive Messages
By providing your mobile number and selecting the opt-in checkbox on our Website, you provide express written consent to receive text messages from dkci LLC DBA kosch cares webinar.
Consent is not a condition of purchase.
Message frequency varies.
Message and data rates may apply.
Consent applies even if your number is listed on a federal or state Do Not Call registry.
4.3 Opt-Out Instructions
You may opt out of SMS communications at any time by replying:
STOP to unsubscribe
HELP for assistance
After opting out, you may receive one final confirmation message confirming your removal from our messaging program.
4.4 Customer Support Contact
For support regarding SMS communications, contact:
dkci LLC
DBA kosch cares webinar
Email: [email protected]
Phone: (440) 223-2773
Website: koschcares.com
4.5 Carrier Liability Disclaimer
Mobile carriers are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your wireless carrier and is not guaranteed by dkci LLC or kosch cares webinar.
4.6 No Mobile Information Sharing
No mobile information (including phone numbers, SMS opt-in data, or consent records) will be shared with third parties or affiliates for marketing or promotional purposes.
Text messaging originator opt-in data and consent will not be transferred to any external organization except service providers necessary to operate our messaging platform (such as CRM and SMS delivery providers), who are contractually obligated to protect your information.
5. Privacy Policy
Your use of our Website and services is also governed by our Privacy Policy.
For more information about how we collect, use, and protect your information, please review our Privacy Policy at:
👉 https://koschcareswebinar.com/privacy-policy-3018
6. User Responsibilities
You agree:
To provide accurate and truthful information
That the phone number you provide belongs to you
Not to use our Website for unlawful purposes
Not to attempt unauthorized access to our systems
7. Intellectual Property
All Website content is owned by dkci LLC and protected under United States intellectual property laws. Unauthorized use, reproduction, or distribution is prohibited.
8. Limitation of Liability
To the fullest extent permitted by law, dkci LLC shall not be liable for any indirect, incidental, special, or consequential damages resulting from use of this Website or services.
9. Governing Law
These Terms are governed by the laws of the State of California, without regard to conflict of law principles. Any disputes shall be brought exclusively in the courts located in Riverside County, California.
10. Changes to These Terms
We reserve the right to modify or update these Terms at any time. Changes will be posted with a revised “Last Updated” date. Continued use of the Website constitutes acceptance of updated Terms.
11. Contact Information
dkci LLC
DBA kosch cares webinar
Business Address: 401 South St. 2B, Chardon OH 44024
Email: [email protected]
Website: koschcares.com